Everyone deserves trusted financial advice
When it comes to financial planning and investment management, you deserve an advisor who puts your interests first. XYPN Sapphire Member Firms provide fee-only, fiduciary financial planning dedicated to helping you achieve your goals.
Find a partner on your side
We believe professional advice should follow a standard of care that puts you first. That’s why our Member Firms agree to work in your best interest by signing a Fiduciary Oath promising:
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I will always put your best interests first
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I will act with prudence; that is, with the skill, care, diligence, and good judgment of a professional
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I will not mislead you, and I will provide conspicuous, full and fair disclosure of all important facts
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I will avoid conflicts of interest
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I will fully disclose and fairly manage, in your favor, any unavoidable conflicts
To be a member of XYPN Sapphire, advisors agree to:
Offer Fee-Only Planning
Commit to the Highest Standards of Education
Member Advisors maintain the highest standards of education and experience through certifications and continuing education. They are committed to providing you with the best possible advice at all times.
Remain in Good Standing
Member Firms undergo a strict screening process and ongoing compliance management to ensure they follow the rules and regulations outlined by the SEC. Read more about our BrokerCheck screening process.
Keep Financial Advice and Sales Separate
Member Firms do not sell products like insurance or annuities that provide conflict of interest commissions—think: the difference between getting advice from your doctor vs a pharmaceutical rep.
Provide Accessible Services
Physical location or mobility considerations should not limit your access to financial planning. Member Firms provide services virtually as needed.
Find your fit
No matter where you are in your personal finance journey, our Member Firms offer financial planning that meets you wherever you’re at.
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Start your advisor search with confidence with Sapphire's Find An Advisor Profile Page.
Once you find a firm or two that feels like a fit, schedule an introductory meeting to interview the advisors. Learn what you need to know with our Financial Advisor Interview Guide →
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Sapphire Member Firms stand behind a holistic approach to financial planning.
Your values, passions, worries, and goals are all taken into account when determining your financial plan and planning needs under a comprehensive planner.
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XYPN Sapphire is part of XY Planning Network (XYPN), a support platform that makes it possible for fee-for-service financial advisors to build the independent firm of their dreams with complete autonomy. Together, we’re making it possible for real, trusted, financial advice to be accessible to all.
